Buy now. Pay later. Interest free.

Pay over time on your terms, with no interest ever



So what is zipPay?

A safe, simple and convenient payment option, that lets you buy now and pay later for your purchases.

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    Digital shopping account

    Simply sign up once and shop as many times as you like.

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    Buy now and pay later

    Buy everything you want today and pay it off later - it’s that easy!

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    Shop without a card

    Simply checkout, sign in and add purchases to your account

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    No interest ever

    Interest free on all purchases. Read more about our fees.


No hidden fees

Get up to 60 days to pay for your purchases and pay no fees.
Or take more time and pay back as little as $40 per month.
Only $5/mth account fee for any month where there is a balance owing.
No balance, no fees. No interest ever!

What people think

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    “Fantastic service and product... Makes buying so easy!” Maurice C.
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    “What a great way to afford those things that you thought you couldn't...The staff are exceptional to deal with and the places to shop are to die for!” Carmen P.