Buy now and pay later
online and in-store
Why pay the old way?
Within seconds you’ll have access to a new digital wallet and up to $1,000 to shop at your favourite stores.
Why use zipPay
How it works
Apply now for a zipPay account and get approved for up to $1000 within just a few minutes.
Flexible repayments that suit you. Schedule payments weekly, fortnightly or monthly (ie. when you get paid). Min $40 per month.
$6 Account fee applies, this monthly fee is waived if the
closing balance is paid by the due date. No balance no fee.
Simply select zipPay at checkout
Available at your favourite retailers online and in-store.
Sign-up on your mobile
Sign in with social or email and you’ll get a decision straight away.
Complete your order
We pay on your behalf, so you have nothing to pay today. It’s that easy!
Full payment flexibility
You pay us over time weekly, fortnightly or monthly, whichever suits you best.
Found something you love?
Simply let the cashier know you’d like to check out with zipPay.
Sign up or sign-in via your mobile
Once approved, select ‘Shop In-store’ from the menu in your digital wallet.
You’ll receive a 6-digit code
Share this with the cashier, and your purchase will be processed as normal.
We pay on your behalf
You pay us over time with total flexibility, interest free.
“I am extremely happy with my purchases. This means I can get quality goods without paying all my money upfront. Definitely recommend zipPay.”
Real people, real support
We have a dedicated team in Sydney, Australia ready to answer your questions and provide help however we can.
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