Buy now and pay later
online and in-store

No upfront payments. No hidden fees.

Forever New

Forever New

Why pay the old way?

Within seconds you’ll have access to a new digital wallet and up to $1,000 to shop at your favourite stores.

Why use zipPay

How it works

Step 1


Apply now for a zipPay account and get approved for up to $1000 within just a few minutes.

Step 2


Use your zipPay account online or in-store wherever you see Zip. Browse the Store Directory to find 1000’s of fantastic retailers.

Step 3


Flexible repayments that suit you. Schedule payments weekly, fortnightly or monthly (ie. when you get paid). Min $40 per month.

$6 Account fee applies, this monthly fee is waived if the
closing balance is paid by the due date. No balance no fee.

Do you have more questions about Zip?
Step 1

Simply select zipPay at checkout

Available at your favourite retailers online and in-store.

Step 2

Sign-up on your mobile

Sign in with social or email and you’ll get a decision straight away.

Step 3

Complete your order

We pay on your behalf, so you have nothing to pay today. It’s that easy!

Step 4

Full payment flexibility

You pay us over time weekly, fortnightly or monthly, whichever suits you best.

Step 1

Found something you love?

Simply let the cashier know you’d like to check out with zipPay.

Step 2

Sign up or sign-in via your mobile

Once approved, select ‘Shop In-store’ from the menu in your digital wallet.

Step 3

You’ll receive a 6-digit code

Share this with the cashier, and your purchase will be processed as normal.

Step 4

We pay on your behalf

You pay us over time with total flexibility, interest free.

“I am extremely happy with my purchases. This means I can get quality goods without paying all my money upfront. Definitely recommend zipPay.”


Real people, real support

We have a dedicated team in Sydney, Australia ready to answer your questions and provide help however we can.

Join the thousands of Australians who choose to check out with zipPay every day

Sign up now

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