Buy now and pay later
online and in-store

No upfront payments. No hidden fees.
Apply Now

Forever New

Forever New

Why pay the old way?

Within seconds you’ll have access to a new digital wallet and up to $1,000 to shop at your favourite stores.

Apply Now

Why use zipPay

Digital shopping account

Create your account now and start shopping with the flexibility of a digital wallet.

Buy now, pay later

Shop today, enjoy your purchase & pay later to suit your lifestyle!

Interest free

No interest. We’re completely transparent about no hidden fees.

No credit cards

A completely digitized wallet means there’s no need for a credit card.

How it works


Step 1
Apply


Apply now for a zipPay account and get approved for up to $1000 within just a few minutes.


Step 2
Shop


Use your zipPay account online or in-store wherever you see Zip. Browse the Store Directory to find 1000’s of fantastic retailers.


Step 3
Repay


Flexible repayments that suit you. Schedule payments weekly, fortnightly or monthly (ie. when you get paid). Min $40 per month.

$6 Account fee applies, this monthly fee is waived if the
closing balance is paid by the due date. No balance no fee.

Do you have more questions about Zip?
Step 1

Simply select zipPay at checkout

Available at your favourite retailers online and in-store.

Step 2

Sign-up on your mobile

Sign in with social or email and you’ll get a decision straight away.

Step 3

Complete your order

We pay on your behalf, so you have nothing to pay today. It’s that easy!

Step 4

Full payment flexibility

You pay us over time weekly, fortnightly or monthly, whichever suits you best.

Step 1

Found something you love?

Simply let the cashier know you’d like to check out with zipPay.

Step 2

Sign up or sign-in via your mobile

Once approved, select ‘Shop In-store’ from the menu in your digital wallet.

Step 3

You’ll receive a 6-digit code

Share this with the cashier, and your purchase will be processed as normal.

Step 4

We pay on your behalf

You pay us over time with total flexibility, interest free.

“I am extremely happy with my purchases. This means I can get quality goods without paying all my money upfront. Definitely recommend zipPay.”

Karen

Real people, real support

We have a dedicated team in Sydney, Australia ready to answer your questions and provide help however we can.

Who is eligible for zipPay?

Any Australian resident 18 years or older with a valid Facebook or PayPal account. You also need a debit card.
See more FAQs

How do I sign up?

Just follow the easy sign up steps here

How do I repay my account?

Login to your zipPay wallet to setup your repayment schedule.
See more FAQs

zipPay is available at thousands of the stores you know and love

See all stores

Join the thousands of Australians who choose to check out with zipPay every day

Sign up now

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